Privacy Policy

Effective Date: 1 June 2025
Last Updated: 20 June 2025

1. Introduction

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our educational services. We are committed to protecting your privacy and handling your data responsibly.

2. Data Controller Information

Company Name: Papps (Pty) Ltd

Address: 1130 Rekspring Street

Weltevredenpark

1709

Gauteng, South Africa


Email: paul@papps.co.za
Phone: _+27824993552

3. Information We Collect

3.1 Personal Information

We collect the following personal information:

  • Full name and contact details (email, phone number, address)

  • Payment information (billing address, payment method details)

  • Banking details (for referral reward payments, if applicable)

  • Age and educational background (if provided)

  • Account credentials (username, password)

  • Communication preferences

  • Referral information (referrer name and phone number, if you were referred)

3.2 Technical Information

We automatically collect:

  • IP address and location data

  • Device information (browser type, operating system)

  • Usage data (pages visited, time spent, features used)

  • Cookies and similar tracking technologies

3.3 Educational Data

We collect:

  • Learning progress and performance data

  • Assessment results and completion rates

  • Course preferences and feedback

  • Communication with instructors or support staff

3.4 Referral Program Data

If you participate in our referral program, we collect:

  • Names and contact details of people you refer

  • Referral tracking information to attribute successful conversions

  • Payment details for processing referral rewards

4. How We Use Your Information

4.1 Service Delivery

  • Provide access to educational content and lessons

  • Process payments and manage your account

  • Process referral program rewards and payments

  • Track learning progress and provide personalized recommendations

  • Communicate about your course and account status

4.2 Service Improvement

  • Analyze usage patterns to improve our services

  • Develop new features and educational content

  • Conduct research and analytics (in aggregated, anonymized form)

  • Track and analyze referral program effectiveness

4.3 Communication

  • Send course-related notifications and updates

  • Provide customer support and respond to inquiries

  • Send marketing communications (with your consent)

  • Notify you about referral program updates and reward payments

  • Comply with legal obligations and requests

4.4 Legal Compliance

  • Comply with applicable laws and regulations

  • Protect our rights and prevent fraud

  • Enforce our Terms & Conditions

5. Legal Basis for Processing (GDPR/POPIA Compliance)

We process your personal information based on:

  • Contract Performance: To fulfill our educational services agreement

  • Legitimate Interest: To improve services and prevent fraud

  • Consent: For marketing communications and optional features

  • Legal Obligation: To comply with applicable laws and regulations

6. Information Sharing and Disclosure

6.1 We Do Not Sell Your Data

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

6.2 Service Providers

We may share information with trusted service providers who help us operate our services:

  • Payment processors (for transaction processing and referral rewards)

  • Banking partners (for referral reward payments)

  • Cloud hosting providers (for data storage)

  • Email service providers (for communications)

  • Analytics providers (for service improvement)

  • Referral tracking services (to manage the referral program)

6.3 Legal Requirements

We may disclose information when required by law or to:

  • Comply with legal processes or government requests

  • Protect our rights, property, or safety

  • Investigate fraud or security issues

  • Enforce our Terms & Conditions

6.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

7. International Data Transfers

7.1 Cross-Border Transfers

If you are located outside South Africa, your information may be transferred to and processed in South Africa or other countries where our service providers operate.

7.2 Safeguards

We implement appropriate safeguards for international transfers, including:

  • Standard contractual clauses

  • Adequacy decisions where applicable

  • Other legally recognized transfer mechanisms

8. Data Security

8.1 Security Measures

We implement appropriate technical and organizational measures to protect your information:

  • Encryption of data in transit and at rest

  • Access controls and authentication

  • Regular security assessments and updates

  • Staff training on data protection

8.2 Data Breach Response

In the event of a security incident, we will:

  • Investigate and contain the breach

  • Notify relevant authorities as required by law

  • Inform affected users without undue delay

  • Take steps to prevent future incidents

9. Data Retention

9.1 Retention Periods

We retain your information for as long as necessary to:

  • Provide our services during your enrollment period

  • Process and track referral program rewards (up to 3 years after program participation)

  • Comply with legal obligations (typically 7 years for financial records)

  • Resolve disputes and enforce agreements

  • Fulfill legitimate business purposes

9.2 Deletion

After the retention period expires, we will securely delete or anonymize your personal information unless legally required to retain it.

10. Your Privacy Rights

10.1 Access and Portability

You have the right to:

  • Access your personal information we hold

  • Request a copy of your data in a portable format

  • Receive information about how we process your data

10.2 Correction and Completion

You can:

  • Update or correct inaccurate personal information

  • Complete incomplete data

  • Request updates to your communication preferences

10.3 Deletion and Restriction

You may request to:

  • Delete your personal information (subject to legal requirements)

  • Restrict processing in certain circumstances

  • Object to processing based on legitimate interests

10.4 Withdraw Consent

Where processing is based on consent, you can withdraw it at any time without affecting the lawfulness of previous processing.

10.5 Exercising Your Rights

To exercise your privacy rights, contact us using the details in Section 15. We will respond within 30 days (or as required by applicable law).

11. Cookies and Tracking Technologies

11.1 Types of Cookies

We use:

  • Essential cookies: Required for basic website functionality

  • Performance cookies: Help us understand how you use our services

  • Functional cookies: Remember your preferences and settings

  • Marketing cookies: Deliver relevant advertisements (with consent)

11.2 Cookie Management

You can control cookies through your browser settings. Note that disabling certain cookies may affect service functionality.

12. Children's Privacy

Our services are not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware of such collection, we will delete the information promptly.

13. Marketing Communications

13.1 Opt-In

We will only send marketing communications with your explicit consent.

13.2 Opt-Out

You can unsubscribe from marketing communications at any time by:

  • Clicking the unsubscribe link in emails

  • Updating your account preferences

  • Contacting us directly

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will:

  • Post the updated policy on our website

  • Notify you of material changes via email or account notification

  • Obtain your consent for changes that materially affect your rights

15. Contact Information

15.1 Privacy Questions

For questions about this Privacy Policy or our privacy practices:

  • Email: [Insert Privacy Email]

  • Address: [Insert Address]

  • Phone: [Insert Phone Number]

15.2 Data Protection Officer

If required by applicable law, our Data Protection Officer can be reached at:

  • Email: [Insert DPO Email]

15.3 Supervisory Authority

If you are in the EU/EEA or South Africa, you have the right to lodge a complaint with your local data protection authority if you believe we have not handled your personal information in accordance with applicable law.

This Privacy Policy is designed to comply with GDPR, POPIA, and other applicable privacy laws. We recommend regular review to ensure continued compliance.

Terms & Conditions

Effective Date: 1 June 2025
Last Updated: 20 June 2025

1. Agreement to Terms

By accessing or using our educational services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, you may not use our services.

2. Service Description

We provide educational lessons delivered over a 365-day period. The service includes access to learning materials, lessons, and related educational content as described in your enrollment package.

3. Payment Terms

3.1 Payment Schedule

  • Total course fee: R1,000 for 365 lessons

  • Payment 1: R550 due on Day 7 of enrollment

  • Payment 2: R225 due on Day 125 (Week 18)

  • Payment 3: R225 due on Day 275 (Week 39)

3.2 Payment Methods

We accept payments via [specify payment methods: bank transfer, credit card, etc.]. All payments must be made in South African Rand (ZAR) for local students or equivalent currency for international students at current exchange rates.

3.3 Late Payments

You have a 5-day grace period after each payment due date. If payment is not received within this grace period, your access to lessons will be suspended until payment is made in full.

3.4 Non-Refundable

All payments are non-refundable once lessons have commenced, except as required by applicable consumer protection laws.

4. Refer-a-Friend Program

4.1 Program Overview

We offer a refer-a-friend program where existing subscribers can earn cash rewards for successful referrals.

4.2 Reward Structure

  • You earn 25% of all subscription payments received from each person you refer

  • Rewards are calculated as R250 per referred subscriber (25% of R1,000 total subscription)

  • Payments are made to you as and when the referred subscriber makes their payments

  • There is no limit to the number of referrals you can make

4.3 Referral Process

  1. Share information about our services with potential subscribers

  2. The referred person must include your full name and phone number in the designated field on our registration form

  3. The referred person must complete registration and make their first payment

  4. You will receive 25% of each payment made by your referred subscriber

4.4 Referral Rewards Payment

  • Referral rewards are paid into your nominated account

  • You are responsible for providing accurate banking details for reward payments

  • Rewards are processed within 10 business days of receiving payment from your referred subscriber

  • You are responsible for any tax obligations arising from referral rewards

4.5 Program Terms

  • Referral rewards are only paid for legitimate referrals where the referred person genuinely enrolls

  • Self-referrals, fraudulent referrals, or gaming the system will result in forfeiture of rewards and possible account termination

  • We reserve the right to modify or terminate the referral program at any time with 30 days' notice

  • Disputes regarding referral attribution will be resolved at our sole discretion

5. User Responsibilities

5.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

5.2 Appropriate Use

You agree to use our services only for lawful educational purposes and not to:

  • Share, distribute, or resell course materials without permission

  • Attempt to hack, disrupt, or compromise our systems

  • Engage in any fraudulent or deceptive practices

  • Violate any applicable laws or regulations

  • Abuse the referral program through fraudulent or deceptive means

5.3 Technical Requirements

You are responsible for ensuring you have adequate internet connectivity and compatible devices to access our services.

6. Intellectual Property

All course materials, content, and related intellectual property remain our exclusive property or that of our licensors. You receive a limited, non-transferable license to use materials solely for personal educational purposes during your enrollment period.

7. Service Availability

6.1 Access Period

Course access is provided for 365 days from enrollment, subject to payment compliance.

6.2 Technical Maintenance

We reserve the right to temporarily suspend services for maintenance, updates, or technical issues. We will provide reasonable notice when possible.

6.3 No Guarantee of Uninterrupted Service

While we strive for reliable service, we do not guarantee uninterrupted access and are not liable for temporary service disruptions.

8. Limitation of Liability

7.1 Educational Outcomes

We do not guarantee specific educational outcomes or results from using our services.

7.2 Liability Limits

Our total liability to you for any claims arising from these terms or your use of our services shall not exceed the total amount you have paid for the course.

7.3 Excluded Damages

We are not liable for any indirect, incidental, consequential, or punitive damages, including lost profits or data.

9. Termination

8.1 Termination by You

You may terminate your enrollment at any time, but payments are non-refundable except as required by law.

8.2 Termination by Us

We may terminate your access for breach of these terms, non-payment, or violation of our policies. Termination does not relieve your payment obligations.

10. International Users

9.1 Compliance with Local Laws

International users are responsible for compliance with their local laws and regulations regarding online education and data privacy.

9.2 Currency and Taxes

International users may be subject to currency conversion fees and local taxes, which are not included in our pricing.

9.3 Export Controls

Our services may be subject to export control laws. You agree not to use our services in violation of any applicable export restrictions.

11. Privacy

Your privacy is important to us. Please review our Privacy Policy, which governs how we collect, use, and protect your personal information.

12. Dispute Resolution

11.1 Governing Law

These terms are governed by the laws of South Africa, without regard to conflict of law principles.

11.2 Jurisdiction

Any disputes arising from these terms or your use of our services shall be resolved in the courts of South Africa.

11.3 Alternative Dispute Resolution

Before pursuing legal action, we encourage good-faith efforts to resolve disputes through direct communication or mediation.

13. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting on our website. Continued use of our services after changes constitutes acceptance of the new terms.

14. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact Information

For questions about these Terms & Conditions, please contact us at:

  • Email: [Insert Email]

  • Address: [Insert Address]

  • Phone: [Insert Phone Number]

These Terms & Conditions constitute the entire agreement between you and us regarding your use of our educational services.